Presented byNicole J Bates - NicoleJBates Team |
Welcome to your new home in the sought-after Hawks Point community of Ruskin, Florida! This stunning two-story townhome, built in 2016, offers the perfect blend of modern living and convenience. Let's take a closer look at what this property has to offer:
Upon entering, you'll be greeted by a spacious open floor plan that seamlessly connects the living, dining, and kitchen areas. The contemporary design features stylish finishes and plenty of natural light, creating a warm and inviting atmosphere throughout.
The kitchen, boasts granite countertops, stainless steel appliances, a convenient breakfast bar, and plenty of counter space and cabinet storage. Whether you're preparing a casual meal or entertaining guests, this kitchen provides both functionality and convenience.
Upstairs, you'll find two generously sized bedrooms, each offering comfort and privacy. The primary bedroom includes an en-suite bathroom with dual vanities and a walk-in shower. The room also encompasses a walk in closet with floating shoe or bag shelves. The second bedroom has it’s own bathroom and is perfect for guests, a home office, or a bedroom for a child.
Outside, you'll appreciate the low-maintenance lifestyle with a covered back-patio ideal for relaxing and enjoying the Florida weather. The townhome also includes your one car garage and access to community amenities such as a sparkling swimming pool, clubhouse, fitness center, and playground.
Located in Hawks Point, this community is known for its convenient location near major highways, shopping centers, schools, and dining options. Enjoy easy access to Tampa, St. Petersburg, and the beautiful Gulf Coast beaches.
Don't miss out on this opportunity to own a modern townhome in one of Ruskin's most desirable neighborhoods. Whether you're looking for a primary residence or an investment property, this townhome offers the perfect combination of comfort, style, and convenience. Schedule your showing today and imagine yourself calling this beautiful property home. This home is USDA Eligible, so 100% financing is available.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$265,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.912.9778
njb@nicolejbates.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $150 | $150 | $150 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,446 | $1,409 | $1,789 |
Total Monthly Payment | $1,671 | $1,634 | $2,014 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.