Charming and affordable three bedroom, two bath home with covered carport in Bay Hills Village in Thonotosassa. Discover this delightful and budget-friendly home nestled within the serene surroundings of beautiful, majestic oak trees. Step inside to find an inviting open floor plan complemented by split bedrooms, ensuring both privacy and functionality. The kitchen is cheerful, and it features a large cooking and prep island, a double oven, cooktop, newer refrigerator and range hood. The living area provides ample space for creative furniture arrangements, allowing you to design the perfect setting to relax and entertain. The master bathroom boasts a generously sized vanity and a garden tub, creating a soothing retreat within your home. The master bedroom is complete with a spacious walk-in closet, offering abundant storage options for your convenience. Adjacent to the kitchen, the laundry room provides additional storage space, and a washer, dryer and chest freezer are included. Recent updates have enhanced the home's comfort and value, including a new air conditioning system in 2021, newer roof in 2021, updated flooring in kitchen, dining and living areas. The seller is leaving behind additional flooring for the bedrooms and baths. There are also two outdoor sheds giving you plenty of storage space. No need to worry about parking, there is enough space to park three cars with the addition of the gravel area in front of the home. Enjoy the convenience of a low monthly fee of $155, which covers a range of amenities as the community pool, trash services, water, and sewer. The property's location offers easy access to I-4, facilitating a seamless commute to downtown Tampa or Lakeland. Moreover, the new Amazon Fulfillment Center is a mere 5-mile distance away.
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Our Executive Mortgage Banker:
Our Insurance Division:
$155,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $124,000 | $124,000 | $124,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $180 | $180 | $180 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $846 | $824 | $1,046 |
Total Monthly Payment | $1,101 | $1,079 | $1,301 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.