Under contract-accepting backup offers. **Highest and Best Offers by Sunday, 4/14/24 by 5: 00 pm. Time for acceptance is Monday 4/15/24. ** This charming 3-bedroom, 1. 5-bathroom home nestled in the heart of Spring Hill presents a promising opportunity for those with a vision for renovation. While the house boasts a desirable layout with a split floor plan, a one-car garage, and a refreshing pool on a generous corner lot, it does require some TLC to restore it to its full potential.
Upon entering, you're greeted by a spacious living area illuminated by natural light filtering through the numerous impact windows. All but three of the windows have been updated to impact, providing both safety and efficiency. The kitchen, although functional, could benefit from updates to bring it to modern standards, while the dining area offers a cozy space for family gatherings.
Outside, the pool area beckons for rejuvenation, surrounded by ample space for landscaping or additional outdoor amenities. The pool has been recently resurfaced, and new pool equipment, including a pool filter, salt chlorinator, and pump, ensures its continued enjoyment. The 10-year-old shingle roof provides a solid foundation, and the 2022-installed AC and ductwork promise efficient cooling and heating throughout the home.
Despite its current condition, this property represents a prime canvas for renovation and customization, offering the opportunity to create the home of your dreams in a sought-after location. With some investment and effort, this diamond in the rough could shine once again.
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Our Executive Mortgage Banker:
Our Insurance Division:
$220,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $176,000 | $176,000 | $176,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $100 | $100 | $100 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,201 | $1,170 | $1,484 |
Total Monthly Payment | $1,376 | $1,345 | $1,659 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.