Lovingly maintained original owner colonial in Quaker Farms neighborhood. Close to all the schools, library and town parks. This home has been filled over the years with much love and is now ready to embrace it's new family. Tranquil front porch and two tiered back deck give you plenty of choices to enjoy all the wildlife Oxford has to offer and the beautifully landscaped property while sipping on a beverage of your choice. Walk in and be enveloped by the warm and welcoming foyer that leads to the family room. Off the foyer, the current owner has the original living room set up as the dining room for extra entertaining space. There is an incredible office with a walk in closet suitable for a guest room right off the living room, which offers privacy when needed. The eat in kitchen has tons of cabinet space and spacious eating area. Walk through the dining area to the original dining room set up as a cozy sitting area with wonderful bay windows. Upstairs is the primary with en suite, walk in closet and access to walk up attic. There are 3 more generous sized bedrooms all with great closet space. This home has closets galore - no worries about having a place for all your treasures! This is the home you have been waiting for! I forgot to include this home has a generac generator!
Type | Description | Level |
---|---|---|
Bedroom 1 | Bay/Bow Window | Upper |
Bedroom 2 | Upper | |
Bedroom 3 | Upper | |
Dining Room | Bay/Bow Window,Hardwood Floor | Main |
Eat-In Kitchen | Granite Counters | Main |
Family Room | Main | |
Full Bath | Upper | |
Half Bath | Main | |
Living Room | Fireplace | Main |
Office | Walk-In Closet | Main |
Primary Bedroom | Full Bath,Walk-In Closet,Wall/Wall Carpet | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6..375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.623% |
Monthly Tax Payment | $593 | $593 | $593 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,547 | $3,456 | $0 |
Total Monthly Payment | $4,232 | $4,141 | $685 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.