VETERAN Buyer SPECIAL **IF you're a VETERAN, to assume the mortgage at 4. 75%, the VA Buyer would need $25, 000 PLUS closing costs (and approval for the assumed mortgage) to make it yours. ** That's the BEST INTEREST RATE in today's market for a VA Loan! ** Welcome to your LAKEFRONT home Located in the vibrant community of Kings Lake. This property has NO CDD, NO FLOOD ZONE, and an HOA monthly fee of $75 per month. Your LAKEFRONT retreat is COMPLETELY FENCED for your privacy! This stunning property boasts over 2800 square feet of living space, ideally situated to offer breathtaking sunrise and sunset views from your SCREENED LANAI. The home has newly installed LUXURY VINYL PLANK FLOORING, creating an elegant and inviting atmosphere throughout the first floor, and the updated kitchen is ideal for culinary enthusiasts with newer stainless steel appliances, gorgeous GRANITE countertops, and two sinks. The kitchen is a shared living space with the grand room, which has beautiful views of the lake. The first floor also hosts the bonus room, laundry room, under-the-stairs storage, and a half bathroom. All BEDROOMS are on the SECOND FLOOR, hosting a split floor plan separated by a LOFT, which can accommodate all your needs, from a Home Office, Gaming Room, Movie Theater, or an extra family room. You will love the ease of access for commuting to MacDill AFB, Tampa, St. Pete, Bradenton, Sarasota, and all over the Greater Tampa Bay area, including award-winning BEACHES, SPORTS arenas, and so much more! Great Schools, Public Libraries, Fishing, Golf, Dog Parks, Restaurants, Shopping, Family Entertainment, phenomenal Medical and Dental Centers, and the South Hillsborough VA Clinic are nearby. The Buyer understands that the square footage, boundaries, and measurements used in the MLS are estimates, and it is the Buyer's responsibility to confirm all measurements. Gibsonton is a city within Hillsborough County, Florida, and it's considered part of the greater Tampa metropolitan area. The refrigerator does not convey. Call for a showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,200 | $351,200 | $351,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6..375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.623% |
Monthly Tax Payment | $538 | $538 | $538 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,396 | $2,334 | $0 |
Total Monthly Payment | $3,009 | $2,947 | $613 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.