This elegant former professional office building has been completely renovated and converted to two, upscale apartments in 2021 - 2022. The first floor is beautifully appointed with period maple woodwork, floors and built-ins. Each apartment has 2 bedrooms, a sleek new kitchen, renovated baths, and refinished hardwood floors or high-end carpeting. Both apartments have new Ruud FHA furnaces with new, insulated ductwork and new Ruud hot water heaters. The building has been extensively rewired including new recessed LED ceiling lights and three new CB panels. The sewer pipe to the street was replaced and the Town water lead intake pipe was replaced with copper. There is blown-in cellulose insulation in the walls and cap and an additional 6” of fiberglass was added to the cap. The slate roof has had any broken slates replaced, a new snow and ice shield on the westside and a couple of valleys replaced. All but two windows have alum combo storms and all window weights were replaced. This listing includes a subdivided . 28 acre subdivided building lot (See MLS 4932872).
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Our Executive Mortgage Banker:
Our Insurance Division:
$410,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $382 | $382 | $382 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,238 | $2,180 | $2,768 |
Total Monthly Payment | $2,695 | $2,637 | $3,225 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.