Amazing opportunity in Ridgeway! Free standing spacious and bright three bedroom home with an open layout and high ceilings. An elegant entrance hall showcases a lovely staircase and offers a view of the spacious and sunny formal living room. To the right of the entrance hall is a formal dining room with ample room for entertaining. The modern kitchen offers the sought after open floor plan, an island with seating and a separate breakfast area with views of the property. The kitchen opens to the large family room detailed with a wood burning fireplace. Nearby is the laundry room and an attached spacious 2 car garage. A powder room completes the first level. On the second level there is a loft area that offers flexible space and overlooks the first floor. The primary suite is oversized and includes tall tray ceilings, a large seating area, two generous walk in closets and a large primary bathroom with double vanities, a jacuzzi and a separate shower. Two additional bedrooms both with large closets and a full bath complete the second level. The lower level offers an additional 900 square feet of recreation space and includes a possible office area with built in desk as well as ample storage. The homeowners association covers exterior maintenance, landscaping and snow removal. Enjoy the residents only outdoor pool, tennis courts and playground in this sought-after community.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$925,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $740,000 | $740,000 | $740,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.377% | 6.851% | 6.664% |
Monthly Tax Payment | $1,585 | $1,585 | $1,585 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,437 | $4,800 | $6,446 |
Total Monthly Payment | $6,114 | $6,477 | $8,123 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.