Beautiful One-of-a-Kind Luxury Home in Stone Island, with a brand-new roof May 1st. This home was built very solid by a highway bridge engineer; with the use of a 12 inch I beam and girders supporting the second floor. The home comes with a complete 1 Bedroom Apartment with a separate entrance. Which currently has a tenant living there. She is willing to stay or move, whatever the Buyer desires. Is in a very nice private location with 2. 2 acres, and ranch fencing going around the yard. It has a gate with an electronic opener. There is a humongous swimming pool along with a screened deck. Great for large parties. The main floor is upstairs, with a combination living room / dining room, a fireplace, and a nice balcony overlooking the pool. The kitchen has granite countertops, a refrigerator with an ice maker, an electric range with a convection oven, an over the range microwave oven, and a dishwasher. The Master Bedroom is very large and has its own balcony overlooking the pool also. It also has its own Bathroom, and 2 closets. The second 2 Bedroom is also upstairs also and has 2 closets. You walk downstairs into a breezeway that gives you access to the pool, the apartment, the laundry room, and the family room. The Apartment has 1 bedroom, its own living room, with its own fireplace, a kitchen, and bathroom. Along with 3 closets. The laundry room has a washer, dryer, and a sink. The family room is a big room that has a large closet and its own bathroom and can be used as another bedroom if desired. It connects to the garage. Which is an oversized 3 car garage with a work area and a storage room. Outside of the garage is a 2-car carport. The property has oak trees and several plants that bloom throughout the year. There is a security system, double pain windows, a complete home water filtration system, and a yard sprinkler system.
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$769,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $615,200 | $615,200 | $615,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $296 | $296 | $296 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,197 | $4,089 | $5,275 |
Total Monthly Payment | $4,585 | $4,477 | $5,663 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.