23 Augustus Ct is a pet friendly, Active Adult (55+) building located in the highly sought after Reading Woods community. Located on the 4th floor this one bedroom one bath unit gets the benefit of great natural light. The spacious kitchen offers great counter space, beautiful tile backsplash, under cabinet lighting, and stainless appliances. The spacious living room features a slider out to a covered balcony. A large nicely appointed walk-in closet is tucked away in the bright and spacious bedroom. A flex room off the main entry can be used as a home office or dining room. A generous laundry room also offers ample storage space. Ample parking for owners & guests in common parking lot. The grounds are professionally maintained and feature many opportunities to be outside enjoying the lush landscaping and gazebo. Additional features are the beautiful clubhouse with fitness center, on-site Property Management office, close proximity to major highways, shopping and dining destinations.
Type | Description | Dimensions | Level |
---|---|---|---|
Dining Room | French Doors, Chair Rail, Lighting - Overhead, Crown Molding | 10.3 x 8 | First |
Kitchen | Ceiling Fan(s), Countertops - Stone/Granite/Solid, Recessed Lighting, Stainless Steel Appliances | 12.5 x 12.5 | First |
Living Room | Ceiling Fan(s), Slider | 17.9 x 17.9 | First |
Master Bedroom | Ceiling Fan(s), Walk-In Closet(s) | 10.1 x 19.1 | First |
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Joanne.OKeefe@raveis.com
NMLS Mortgage Loan Originator ID 38342
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,920 | $367,920 | $367,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $412 | $412 | $412 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,510 | $2,445 | $3,103 |
Total Monthly Payment | $2,997 | $2,932 | $3,590 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.