Custom walkways guide you through colorful perennials to this lovely colonial. With just a few steps, the expansive farmers porch welcomes you in, a fantastic place to relax in the afternoon shade. The FF office can be closed for privacy, while the crown molding throughout & picture-frame molding in the dining room is just the right touch for formal dinners and gatherings. Granite adorns the large kitchen with center island, adjoining the eat-in area, dining room, & living room. This design creates an ease in daily life, with the kitchen being close to the action, wherever it may be. 4 total bedrooms, with the fourth being in the in-law suite built behind the garage. The space is perfect for households that prefer separate living but enjoy meals together. Private entrance & deck, living room, bedroom (w/ 2 HUGE closets!), cabinetry, room for additional table/furniture, all while being wheelchair accessible with hard surfaces to the 3/4 bathroom on the first floor. Could also be additional Family room & guest room space? So many possibilities! The great room shines with the morning sun, while cozied up near the gas fireplace. Upstairs you will find 3 additional bedrooms, including the primary suite with TWO walk-in closets. Full bsmt, central vac & central air in the main home, with a second furnace for the addition. Well maintained systems, automatic generator, ADT alarm & BRAND new roof help reduce your worries while irrigation keeps the landscaping & garden lush & healthy.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $560,000 | $560,000 | $560,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $1,067 | $1,067 | $1,067 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,820 | $3,722 | $4,723 |
Total Monthly Payment | $4,979 | $4,881 | $5,882 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.