209 Orange STREET N, Palm Harbor, FL, 34683 | $811,000

Have you been watching this one? Do you need a sign? Well here it is! With an acceptable offer, a 2/1 Buy-down is being offered by a combination of a seller & lender credit. Based on a 5% down payment on a Conventional loan, you could receive a combined seller & lender credit of approximately $12, 000 which is a monthly payment savings of about $1000/month for year 1, and $515 for year 2. Island lovers feast your eyes on this slice of Margaritaville right in the heart of Ozona! Picture yourself sauntering out of your very own Key West Style abode, just a stone's throw away from the famed Pinellas Trail! Front and back porches beckon you to kick back and savor the viewsAnd for you sea-faring souls, rejoice!

Now, let's talk about this treasure trove of a home itself! A two-story wonderland, boasting 4 bedrooms (with the option for a 5th), 2 baths, and a family room so spacious, it's practically begging for impromptu dance parties fueled by the rhythm of the waves and the crackle of a wood-burning fireplace. The OPEN kitchen features granite countertops, stainless steel appliances and spacious dining space! Also on this floor you’ll find the master suite reigns supreme, offering a luxurious ensuite bathroom with double vanities, separate walk-in shower and soaking tub!

Don’t forget the first level, where a bedroom, man cave, HUGE laundry and possible 5th bedroom(workout haven, a home office retreat, or simply a sanctuary for that extra guest) await. Let's not overlook the oversized two-car garage, a haven for storage enthusiasts, beachcombers PLUS enough space for your golf cart!

Now, let's step outside and behold the pièce de résistance – the xeriscaped backyard, a veritable paradise complete with multiple entertaining spaces and privacy fencing! Sandy from the beach? Hop into your outdoor shower to rinse away the salt and sand after a day of island adventures.

This paradise lies in an X FLOOD ZONE, ensuring peace of mind even during the stormiest of seasons. NO HOA, NO flood worries – just pure, unadulterated OZONA bliss. Need more peace of mind? The systems are all newer as well! HVAC is only 2 years old), Hot water heater is on 3 years old, and water softener is only 2 years old! PLUS the roof is only 6 years old! BUT WAIT there’s more!!! Hardiboard siding! Hurricane Impact Windows!

Ozona is a secret slice of Heaven! With 6 marinas nearby, your boat will feel right at home, just waiting to whisk you away to sun-soaked adventures on the Gulf waters. Where golf carts roam free and kids on bikes or playing baseball is an everyday occurrence. Spectacular sunsets and endless aquatic adventures with Pop Stansell Waterfront Park, local restaurants, breweries, and downtown Palm Harbor all within biking, walking or golf carting distance, every day feels like a vacation in this tropical paradise.

Ozona is nestled in unincorporated Pinellas County meaning this home can be used as a SHORT TERM RENTAL! This home is zoned for top rated public schools (Ozona Elementary, Palm Harbor Middle and Palm Harbor University High School)! With an acceptable offer furnishings AND GOLD CART may be included, making it easy for you to move right in and start enjoying your new Ozona life! Recent price correct makes this Ozona house you can't afford to miss!

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 50.0 x 114.0
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Key West
  • Year Built: 1996
  • Garage: 2-car Garage Door Opener, Golf Cart Parking, Ground Level, Off Street, Oversized
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,508
  • Acreage: 0.13
  • Lot Size: 50.0 x 114.0
  • Est. Taxes: $2,818
  • Lot Desc: In County, Near Marina, Near Public Transit, Oversized Lot, Sidewalk
  • Elem. School: Ozona Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Range, Refrigerator
  • MLS#: U8238041
  • Days on Market: 37 days
  • Website: https://www.raveis.com
    /prop/U8238041/209orangestreetn_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/21/2024 7:47:07 AM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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209 Orange STREET N, Palm Harbor, FL, 34683

$811,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $648,800 $648,800 $648,800
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.875% 6.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.903% 7.014% 7.041%
Monthly Tax Payment $235 $235 $235
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,426 $4,262 $5,786
Total Monthly Payment $4,753 $4,589 $6,113

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.