Best and final offers due by Tuesday 4/16 by 7pm. Please email on RI PSA with prequal letter. Welcome to this charming 2 bedroom, 1 bathroom gem nestled in the coveted Garden Hills neighborhood of Cranston. This cozy and inviting home offers the perfect blend of comfort and character with single level living.
As you step inside, you are greeted by a bright and airy living space adorned with warm natural light and a soothing ambiance. The well-appointed kitchen features modern appliances, ample cabinet space, creating a perfect setting for enjoying home-cooked meals and entertaining guests. The two bedrooms are thoughtfully designed to provide comfort and privacy, offering a tranquil sanctuary for rest and relaxation.
Outside, the yard is a true oasis, providing a serene escape from the hustle and bustle of everyday life. Whether you're sipping your morning coffee on the patio or tending to your favorite plants, this outdoor space is sure to become a cherished part of your daily routine.
Conveniently located in the desirable Garden Hill neighborhood, this home offers easy access to a variety of local amenities, including parks, shops, dining, and more. With its idyllic setting and inviting atmosphere, this residence presents a rare opportunity for single level living to embrace the quintessential Cranston lifestyle.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$349,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $314 | $314 | $314 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,910 | $1,860 | $2,362 |
Total Monthly Payment | $2,299 | $2,249 | $2,751 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.