Relaxing in your waterfront condo is what you're looking for - right?!?! Don't miss out on this turnkey condo that is updated and stylish. Welcome each day enjoying your morning coffee as the sunrises across Palma Sola Bay and as the sun sets with your favorite friends and glass of wine, you know you've made the right choice! Quartz counters, redesigned kitchen, luxury vinyl floors and that beachy-vibe that defines the word "chill" awaits. This 1st floor condo also has a New Roof as of Nov of 2023, HVAC and water heater are still young, hurricane shutters & the community pool is literally across the street plus the assigned one car garage. Edgewater is on Perico Island - between Bradenton and Anna Maria Island this condo allows you to ride your bike to the beach or a short ride in the car. Condo fees include cable tv, internet, water/sewer/trash. No age restrictions and small pets allowed! Edgewater at Perico Bay Club is minutes away from three preserves, the Robinson Preserve, the Neal Preserve, and Perico Preserve - great hiking and bird watching. You will also be located near restaurants, shopping, Publix, & bike path to the beach. The gated community feature Resort-Style Amenities like tennis, kayaking, pickleball, shuffleboard, plus other social events and activities. The world famous beaches and culinary offerings of Anna Maria Island are only a few minutes away, and the location is close to both Sarasota, St. Pete and Tampa's airports. The unit also has a track record of income production! Come see the view in person and know why this turnkey condo (meaning you get 100% of the contents) will be your new place.
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Our Executive Mortgage Banker:
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$600,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $480,000 | $480,000 | $480,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $622 | $622 | $622 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,274 | $3,190 | $4,051 |
Total Monthly Payment | $3,988 | $3,904 | $4,765 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.