WELCOME TO PINE RIDGE AT PALM HARBOR, A PET FRIENDLY 55+ RETIREMENT COMMUNITY! ALL FURNISHED AND MOVE IN READY, THIS 1ST FLOOR, 2 BEDROOM AND 2 FULL BATHROOM CONDO IS LOCATED IN A QUIET AREA IN THE BACK OF THE COMPLEX. FEATURING ONE OF THE LARGEST CONDO FLOORPLANS WITH OVER 1, 100 SQFT INSIDE PER COUNTY RECORDS. AS YOU ENTER THIS LOVELY HOME, YOU WILL NOTICE THE EXPANSIVE LIVING AREA, LIGHT AND BRIGHT, WITH SLIDING DOORS THAT LEAD OUT TO A COVERED AND SCREENED PATIO. THE KITCHEN HAS BEEN TASTEFULLY UPDATED WITH SOLID SHAKER STYLE CABINETRY, GRANITE COUNTERTOPS AND NEWER APPLIANCES ABOUT 2 YEARS YOUNG. EXTENDING FROM THE KITCHEN IS THE LAUNDRY CLOSET, WASHER/DRYER INCLUDED. DOWN THE HALLWAY IS THE GUEST BATHROOM WITH A FULL SIZE BATHTUB AND SHOWER. A GOOD SIZE LINEN CLOSET IS LOCATED IN THE HALLWAY. THE 2ND BEDROOM HAS A LARGE WALK-IN CLOSET AND THE PRIMARY BEDROOM HAS ITS OWN PRIVATE EN-SUITE, AND WALK-IN CLOSET. LOW HOA FEES INCLUDE ROOF, CABLE, INTERNET, SEWER, TRASH, WATER, HEATED POOL AND SPA, CLUBHOUSE, SHUFFLE BOARD COURT, GROUNDS MAINTENANCE, EXTERIOR PEST CONTROL AND AN ON-SITE MANAGER. PINE RIDGE AT PALM HARBOR IS A VERY FRIENDLY AND SOCIAL COMMUNITY! FEEL FREE TO JOIN THE MEN'S CLUB OR WOMEN'S CLUB, PARTICIPATE IN SHUFFLE BOARD TOURNAMENTS OR OTHER SOCIAL EVENTS POSTED AT THE CLUBHOUSE! ENJOY THE PAVED WALKING TRAILS AND LOVELY GROUNDS WITH TWO IRRIGATED WATER RETENTION PONDS. CONVENIENT LOCATION TO A NEARBY URGENT CARE CLINIC, ADJACENT TO THE NORTH ENTRANCE AND CLOSE TO MANY SHOPPING AREAS, PINE RIDGE AT PALM HARBOR IS AN IDEAL COMMUNITY FOR YOUR PRIMARY HOME, VACATION HOME OR INVESTMENT PROPERTY. CALL TODAY FOR YOUR PRIVATE TOUR! ALL ROOM DIMENSIONS ARE APPROXIMATE.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$209,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $167,920 | $167,920 | $167,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.932% | 7.282% | 6.498% |
Monthly Tax Payment | $216 | $216 | $216 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,146 | $1,131 | $1,440 |
Total Monthly Payment | $1,437 | $1,422 | $1,731 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.