Move-in condition, extremely clean and well-maintained, two-story, 4-bedroom, colonial-style home (1993) for sale in very sought-after neighborhood. This home boasts beautiful hardwood flooring throughout, and tile in the updated bathrooms and eat-in kitchen. On the main level, the bright kitchen features granite countertops, tile backsplash, and a large pantry area. It opens into a beautiful large den with a granite gas fireplace. The laundry area is located off of the kitchen on the main floor. The living room and dining room are spacious and open, for great entertaining. The upper-level bedrooms each have their own walk-in closet, offering more wall space and plenty of room for furniture. The primary bedroom has a walk-in closet, an en-suite bathroom and a private office with a built-in bookcase. An added 4th bedroom (2008) has two oversized closets, a vaulted ceiling, featuring gorgeous angled architectural design. The spacious layout of the room provides an additional option to serve as a bonus room. The full-sized basement, with walls and floor painted, has plenty of space for use. The 2-car garage is oversized and provides additional storage space, along with a shed in the yard. Off of the kitchen is a sizeable deck & gorgeous stone patio with pergola, perfect for a fire pit. Many replacements/upgrades have been made in last 3 years: A/C & furnace systems, gas water heater, new roofing on home & shed, chimney waterproofed and chimney cap replaced.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Remodeled,Walk-In Closet | 12X12 | Upper |
Bedroom 2 | Walk-In Closet,Hardwood Floor | 11X13 | Upper |
Bedroom 3 | 15.5X13 | Upper | |
Dining Room | Hardwood Floor | 11X11 | Main |
Family Room | Ceiling Fan,Fireplace,Hardwood Floor | 20X14 | Main |
Kitchen | Balcony/Deck,Dining Area,Tile Floor | 12.5X12.5 | Main |
Living Room | Hardwood Floor | 14X14 | Main |
Primary Bedroom | Remodeled,Built-Ins,Ceiling Fan,Full Bath,Walk-In Closet,Hardwood Floor | 18X14 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $548,000 | $548,000 | $548,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $802 | $802 | $802 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,738 | $3,642 | $4,621 |
Total Monthly Payment | $4,632 | $4,536 | $5,515 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.