23 year old, single owner Cape, Custom built with Quality and Grace, and a white picket fence. Enter the front door into the living room with a wood burning fireplace, crown molding, and plenty of room for furniture. The crowd may decide to gather in the kitchen, however. A large island allows prep space and seating, room for table and chairs, and has direct access to a very pretty sunroom with skylights, cathedral ceiling, palladian window, and sliders to the deck. There is also a slider from the kitchen to the exterior. The dining room could be used as a bedroom, if needed, as it has a large closet and is across the hall from the first floor full bath. Upstairs is the primary bedroom with skylights, a walk-in closet, and a second closet for overflow. The 2nd upper level bedroom is a good size with a window seat that over looks the back yard. From there, a large bonus room that could be used as another bedroom, office, or exercise room. The lower level is partially finished with a rec room that is heated. The unfinished basement is large enough for a workbench, and plenty of storage. Access to the lower garage is thru the basement. The two car attached garage is oversized, with a high ceiling, and could host any large gathering if the outside weather is less than perfect. This house is much larger than it appears at first sight, and provides for multiple living areas.
Type | Description | Level |
---|---|---|
Bedroom 1 | Skylight,Wall/Wall Carpet | Upper |
Bedroom 2 | Skylight | Upper |
Dining Room | Built-In Hutch | Main |
Family Room | Wall/Wall Carpet | Lower |
Kitchen | Dining Area,Island,Tile Floor | Main |
Living Room | Fireplace | Main |
Primary Bedroom | Skylight,Walk-In Closet,Wall/Wall Carpet | Upper |
Sun Room | Skylight,Gas Log Fireplace,French Doors,Sliders | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $370 | $370 | $370 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,002 | $2,924 | $3,711 |
Total Monthly Payment | $3,464 | $3,386 | $4,173 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.