Presented byPaula Fahy Ostop |
PUNTA GORDA HOME W/OLD FLORIDA CHARM - NEW SEPTIC & TRANSFERABLE FLOOD POLICY - This move-in ready 3 bed/2 bath home + bonus room sits on an oversized, wooded lot that offers tons of privacy. Property is nearly 3/4 of an acre w/lot dimensions of 189x160x208x160. Large, circular drive allows entrance to the home from two streets. Screened entry welcomes you to the home. Inside, the home features an L-shaped formal living room & dining room plus a separate family room. Kitchen is centrally located & connects the dining room to the family room. An adjacent breakfast area provides another place to gather w/friends & family. Large master suite has walk-out access to the lanai, an oversized, walk-in closet & en-suite master bath. The split bedroom layout has two guest rooms that share a guest bath. Bonus room is located just off the foyer & leads to the garage - perfect as a hobby room, home office or storage room. Living room, family room & master bedroom have sliding glass doors that open to the enclosed/screened lanai. Picture yourself sitting there w/a glass of fresh lemonade overlooking the lush, wooded backyard. Enjoy being surrounded by nature but only minutes to historic downtown, US41 or I-75. Other amenities include attached two car garage and hurricane protection. So much potential with light walls throughout - it's a blank canvas to make your own. NEW SEPTIC under contract and being installed ~June 2024. NFIP Flood Policy with $1, 333 premium. Make an appointment today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$315,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 860.748.1845
Paula.Ostop@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.990.2486
paul.addamo@raveis.com
NMLS Mortgage Loan Originator ID 93047
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.984% | 7.146% | 6.256% |
Monthly Tax Payment | $125 | $125 | $125 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,677 | $1,675 | $2,125 |
Total Monthly Payment | $1,877 | $1,875 | $2,325 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.