Captivating panoramic views of Long Island Sound and the historic Penfield Lighthouse are the focal points of this dramatic direct waterfront home on the sandy shores of Fairfield Beach. Sunlight abounds throughout the spacious open floor plan creating the perfect ambience for relaxation and entertaining. The chef worthy kitchen features a large island and breakfast area complementing the breakfast bar which offers an inviting space for gathering friends & family. The adjacent den/office with dry bar & wine chiller provides for quiet enjoyment. A spacious pantry/mudroom/laundry room with a half bath features immediate access to the outdoor shower and the beach beyond. The formal Dining area flows into the sun-filled Great Room accentuated by a stone fireplace, beams and double walls of windows. Double sliders from the great room offer a seamless transition to the outdoor living spaces. A deck overlooking the private patio is framed with essential seagrass above the seawall is enhanced with stunning custom lighting, creating the perfect oasis for year round enjoyment at the water's edge. Gated steps provide convenient access to the beach. The primary bedroom boasts dual decks with sliders providing unobstructed water views, a luxurious bath, dressing room and walk-in closet. Two additional bedrooms complete the upper level, including a totally private guest bedroom with full bath over the attached two car garage which is accessed by separate stairs from the front Foyer.
Type | Description | Level |
---|---|---|
Bedroom 1 | Vaulted Ceiling,Beams,Built-Ins,Full Bath | Upper |
Bedroom 2 | Hardwood Floor | Upper |
Eat-In Kitchen | Breakfast Bar,Granite Counters,Dining Area,Island,Hardwood Floor | Main |
Full Bath | Upper | |
Full Bath | Upper | |
Great Room | Beams,Dining Area,Fireplace,Sliders,Hardwood Floor | Main |
Office | Built-Ins,Dry Bar,Hardwood Floor | Main |
Primary Bedroom | 9 ft+ Ceilings,Full Bath,Sliders,Walk-In Closet,Hardwood Floor | Upper |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,196,000 | $2,196,000 | $2,196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.377% | 6.851% | 6.664% |
Monthly Tax Payment | $2,767 | $2,767 | $2,767 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $13,166 | $14,243 | $19,130 |
Total Monthly Payment | $16,058 | $17,135 | $22,022 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.