Welcome to your dream home in gorgeous Shore Acres. This well taken care of, and recently upgraded, one story home has 3 bedrooms, 1 bathroom, with a bonus room all with brand new waterproof luxury vinyl plank flooring, an indoor laundry room with matching tile flooring that can be easily converted into a second bathroom , and a screened in back porch with decking. Enjoy the outdoor shower after kayaking in the bayou or after a long day at the beach. Enjoy the outdoors in your beautifully manicured backyard with a shed for storage. Kitchen and laundry has brand new 2024 appliances, HVAC and all ductwork replaced (2019), a natural gas Rinnai tankless water heater (2012), Gerard metal shingle roof (2012), sewer line replaced (2020), updated double-glazed insulated windows with hurricane shutter system and panels, and a sprinkler system for front and backyard. Enjoy golf-cart living, paddleboarding and kayaking on the bayou down to coffee pot with dolphins and manatees, and everything this incredible community has to offer outdoors; tennis, pickleball, basketball, walk and bike-ability everywhere.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.308% | 6.644% |
Monthly Tax Payment | $179 | $179 | $179 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,762 | $2,694 | $3,456 |
Total Monthly Payment | $3,016 | $2,948 | $3,710 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.