Sunrises and sunsets over the creek, fishing from your boat or private dock when fresh catch is on the menu, a wonderful backyard for any and every outdoor recreation imaginable plus a screened pool waiting to cool you down at day's end. From the street, the house presents as single-story but there is a lower level making this 3, 600SF home ideal for multigenerational living, a super fun place when kids and grandkids come to visit or a place where you can finally enjoy all your favorite hobbies with room to spare. A circular drive and additional parking pad keeps cars, RVs and a boat nicely tucked away. Set back from the street, the house is framed nicely by palms, sea grapes and stately oak trees providing welcome shade in summer months. If your thumb is green, you've come to the right place to watch your garden grow. Step inside and a wide foyer opens up to the generous living room lined with a wall of sliders overlooking the screened porch and Moultrie Creek. Honey-hued wood floors complement the soft color palette and you'll love the numerous options for furniture arrangements. On cool days, you can open all the sliders and enjoy the breeze off the water while the 22' screened porch just off the living room beckons you to sit outside and watch the light change all day long. The dining room looks out the front yard and it's as formal or casual as your lifestyle dictates. Wait till you see the kitchen - wow! A wealth of counterspace, cabinets and workspace, a mini mudroom and a full-sized dining area next to sliders add up to easy daily living and a breeze for the serious parties you're going to host when your friends find out where you live! 1/2 bath and laundry room are off the kitchen and adjacent to the garage entry. En-suite, the primary bedroom enjoys natural light courtesy of the 4 windows with seating and private access to the porch. Large bathroom offers separate shower and modern tub under the windows. Double vanity with extended counterspace keeps everything tidy. Let's head downstairs to find a whole other living space with 3 bedrooms (2 non-conforming), dedicated office, full bath and an enormous family room that spills out to the patio and enviable backyard. Don't miss the small craft room and creative under-the-stair closet. With all this space you can have a home gym, dedicated yoga/meditation room, quilting/sewing area, billiard hall - whatever you need and all the room you want. Screened liner pool is off the patio - supremely private, you'll love this come summer, and probably, most of the year. Head past the swinging chair and firepit to the dock. The owner loves to fish and take the boat out through the creek to deeper water in the Intracoastal Waterway to the east. Kayakers and paddleboarders will be in paradise as will birdwatchers. It's 5 minutes to the closest grocery shopping center, 10 to the south branch of the library and about 15 minutes to Crescent Beach. Point yourself north and there are local and larger eateries, retail shops and a hospital along US1 as you make your way to our historic downtown. Welcome home - we think you're going to like it here.
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$998,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $798,400 | $798,400 | $798,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.750% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.838% | 6.851% | 6.915% |
Monthly Tax Payment | $456 | $456 | $456 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $5,379 | $5,178 | $7,065 |
Total Monthly Payment | $5,927 | $5,726 | $7,613 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.