Welcome to Lagoon Condominiums! This amazing waterfront condo located in the desirable community of Punta Gorda Isles not only offers a beautiful place to live with a water view, but it also has first-come first-serve docks where you can relax, fish, take in the scenery or get on the boat and take a quick ride out to Charlotte Harbor and then out to the Gulf of Mexico! The rear screened balcony shows off the amazing waterfront view and docks and is perfect for lounging on sunny days. Inside, you’ll discover a beautifully UPDATED KITCHEN with GRANITE COUNTERTOPS, SOLID WOOD CABINETS, and STAINLESS STEEL appliances. Your primary bedroom features access to the balcony through the sliding glass door. The bathroom was remodeled in 2021 with a nice WALK-IN SHOWER, GRANITE COUNTEROPS, and SHIPLAP WALL. Additional updates to mention are the gorgeous LUXURY VINYL PLANK FLOORING throughout, the IMPACT WINDOWS in bedrooms and kitchen, COMPOSITE PLANTATION SHUTTERS on all the windows and sliders, and ACCORDION HURRICANE SHUTTERS across the lanai, keeping all your lanai furniture safe during high winds and storms. The ROOF was upgraded to Metal in 2023, the AC was installed in 2022, and the ELECTRICAL PANEL was installed in 2019, ensuring peace of mind for years. There is a common area laundry on the first floor or you can add one in your home if you’d rather have your own. Also located in the common area is a large personal storage space where you can store extra items securely locked up. Punta Gorda Isles waterfront community has world-class fishing and boating, our historic downtown Punta Gorda and Fisherman's Village, offering locally owned and operated dining and shopping, walk/bike paths, the Harborwalk, parks, and so much more! Close to I-75 and the Punta Gorda Airport, offering quick access for the traveler in you. Take advantage of an opportunity to own this amazing home and live the Florida lifestyle! What are you waiting for? Schedule your showing today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$229,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,920 | $183,920 | $183,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6..375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.623% |
Monthly Tax Payment | $236 | $236 | $236 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,255 | $1,222 | $0 |
Total Monthly Payment | $1,566 | $1,533 | $311 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.