**Seller will contribute 3% of purchase price toward buyer's closing costs or rate buy-down!** Price improved - This is a lot of house for a great price! You've found room to breathe in this beautiful corner-lot home in a quiet neighborhood. While it lists as a 2 bedroom, this house is so much more. As you enter the home, you'll immediately notice how the Low E energy efficient windows (2019) allow plenty of sunlight to brighten your days. To the left of the family room, you'll find the primary bedroom with walk-in closet and en suite bathroom, along with a second bedroom and the guest bathroom. Off to the right of the family room is the spacious kitchen that is sure to please the gourmet chef in your family. The dining room, which is currently set up as another sitting/sleeping area, is waiting to greet you for your morning cup of coffee. The enclosed porch is currently being used as a third bedroom, and this space offers a blank canvas for whatever decor you desire. The huge backyard is fenced with vinyl fencing (2022). The above-ground pool is a great place to cool off on hot summer days. Part of the garage has been converted into a spacious laundry room, along with another huge room that could easily be set up as an office to allow you to work remotely. This part of the house can easily be shut off from the rest of the home, allowing for quiet and privacy as you work. Part of the garage is left for you to store your items behind the insulated/hurricane proof garage door (2019). This home boasts updates including newer appliances (2019) and a newer hot water heater (2019), along with tongue and groove vinyl flooring in the family room, dining room, and hallway. A new roof is scheduled for June! Schedule your showing today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,920 | $215,920 | $215,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $235 | $235 | $235 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,473 | $1,435 | $1,851 |
Total Monthly Payment | $1,783 | $1,745 | $2,161 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.