83 Elm Street, Hardwick, VT, 05843 | $329,000

This is the home you've been waiting for with the ease of village living & the comfort of a well-maintained home! The side enclosed porch brings you into the completely renovated kitchen with stainless steel appliances, herringbone tile floors and Quartz countertops, making a space you will love to spend time in. Dine at the breakfast bar or enjoy a meal in the lovely formal dining room with original hardwood floors. The hardwood floors continue through most of the home including the spacious living room that has so much natural light. The den is a great space for your library, crafts or even a home office! There is also a 1/2 bath on the 1st floor. The main foyer leads to the wraparound enclosed porch that extends your seasonal living space substantially. The 2nd floor hosts 4 bedrooms and a renovated full bath. If that is not enough space for all your needs, there is also a full walkup finished attic space with 2 separate bonus rooms. The full basement houses all your utilities, including laundry and with the concrete floors, the space is clean and accessible year-round. Heading outside you will find a fully fenced back yard providing privacy and has room to entertain, garden & has the detached, insulated 2 car garage with storage above. The upgrades and maintenance on this home are extensive, please see attached list for more details. Nestled in a quaint neighborhood this beautiful village home has space for all your needs and is truly a turnkey, warm and welcoming home!

Features

  • Rooms: 12
  • Bedrooms: 4
  • Baths: 1 full / 1 half
  • Style: Federal,Historic Vintage,w/Addition
  • Year Built: 1900
  • Garage: 2-car Garage
  • Heating: Forced Air,Furnace - Wood/Oil Combo
  • Cooling: None
  • Basement: Concrete Floor,Full,Stairs - Interior,Storage Space,Unfinished,Interior Access
  • Approx Sq. Feet: 2,180
  • Acreage: 0.15
  • Est. Taxes: $3,990
  • Lot Desc: Landscaped,Level,Sidewalks,Street Lights
  • Elem. School: Hardwick Elementary School
  • Middle School: Hazen Union Middle School
  • High School: Hazen UHSD #26
  • School District: Orleans Southwest
  • MLS#: 4990632
  • Website: https://www.raveis.com
    /prop/4990632/83elmstreet_hardwick_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/21/2024
Listing courtesy of Choice Real Estate & Property Management   Phone: 802-472-3338
Listing Agent: Brenda Menard

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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83 Elm Street, Hardwick, VT, 05843

$329,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $263,200 $263,200 $263,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6..375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.133% 6.623%
Monthly Tax Payment $333 $333 $333
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,795 $1,749 $0
Total Monthly Payment $2,202 $2,156 $407

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.