This charming ranch-style home boasts four spacious bedrooms including a brand new addition of a primary bedroom with walk-in closet for enhanced comfort. Perfect for accommodating a growing family or hosting guests. Open the front door to a large dining room with hardwood floors, a brick accent wall and a fireplace. Indulge in the large eat-in kitchen with ample counter space. Offering an additional family room AND office/playroom. With plenty of closet space throughout, the options are endless here. There are two full bathrooms making mornings a breeze allowing room for everyone to get ready comfortably. Outside you'll find more than a half-acre level lot with an additional 1100 square feet in the two-story insulated barn with electricity, providing endless possibilities for hobbies, a workshop and storage. Plenty of room for parking in the paved driveway as well as an attached one car garage. This home is located just over a mile from Ames Nowell State Park. Your new home awaits!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood | 11.5 x 13 | |
Bedroom 3 | Closet, Flooring - Wall to Wall Carpet | 11 x 12.5 | Second |
Bedroom 4 | Flooring - Wall to Wall Carpet | 10.5 x 12.5 | Second |
Dining Room | Beamed Ceilings, Flooring - Hardwood, Window(s) - Bay/Bow/Box | 14 x 23 | |
Kitchen | Window(s) - Bay/Bow/Box, Countertops - Stone/Granite/Solid | 11 x 14 | |
Master Bedroom | Walk-In Closet(s) | 11.5 x 20 |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $556 | $556 | $556 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,274 | $3,190 | $4,115 |
Total Monthly Payment | $3,922 | $3,838 | $4,763 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.