Adorable and cozy home! This one is a beauty. A four bedroom 2 1/2 bath with a loft flex space. From the moment that you enter this beautiful home you are in awe. The tall ceiling entry greets you as soon as you walk in. There is a large formal Living room/dining room for those holidays and Sunday family dinners. The very spacious kitchen has solid surface counters and 42" wooden cabinets. There is a breakfast nook with a bay window that overlooks the large backyard and screened in lanai. And the nice sized family room is perfect for the entire family to relax. There is a half bath downstairs. The upstairs has a great loft area with a very flexible space to convert to whatever your needs are. All four large bedrooms are upstairs. The gorgeous master has two walk in closets and the master bath has separate vanities and There is a large garden tub and a separate walk in shower. This home has a very low HOA fees. Roof is 2019 and AC is 2017. New Washer and Dryer 2023. New outside paint 2023. New Carpet 2023. New Irrigations system 2023.
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Our Executive Mortgage Banker:
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$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $418 | $418 | $418 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,701 | $2,632 | $3,395 |
Total Monthly Payment | $3,194 | $3,125 | $3,888 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.