Presented byJudith Ré Morgan |
Back in the market- Fabulous 4 Bedroom, 2. 5 baths on a lakefront Premium Lake Front Lot in the highly desirable community of Twin Lakes. This 2, 000 square feet single family home has neutral colors, vaulted ceilings and lots of natural light. Upon entering the front door, you are greeted with the living room and dining room which has updated laminate plank flooring and updated light fixtures. Open yet cozy this space leads to the kitchen. Adjacent to the kitchen is the remodeled 1/2 bathroom. The kitchen is sleek and fashionable with dark wood cabinetry, Tray Ceiling, stainless steel appliances, tile backsplash and bar seating. Connecting to the kitchen is the spacious family room, which boosts, a vaulted ceiling and French doors that lead to the screened lanai and wonderful view of Twin Lake. Enjoy the western view sunsets on your lanai. The large backyard has plenty of room for your 2 pr 4-legged family members. ! Double doors lead to the master bedroom ensuite. All bedrooms are roomy and feature ceiling fans and cedar lined closets. The 4th bedroom could make a great office or playroom. The seawall was professionally installed in 2009. The roof is 12 years old. The A/C is 10 years old but has a brand-new fan, capacitor and compressor. Hot water heater is 3 years old. No CDD and low HOA. The community pool is just down the street in this charming community. Close to restaurants, shops and hospitals. Conveniently located just north of Rt 54 and close to 75. Welcome Home!
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$429,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.545.0610
Jude.Re@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,200 | $343,200 | $343,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $354 | $354 | $354 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,341 | $2,281 | $2,894 |
Total Monthly Payment | $2,770 | $2,710 | $3,323 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.