Welcome to 58 Prospect st! This home has been lovingly cared for by the same family for 38 years, and pride of ownership can be seen throughout. A perfect blend of historic and new will give the new owners an updated kitchen, newer appliances and energy efficient windows, with the charm of crown moldings, hardwood floors, and built-ins. Recent improvements include new roof 2021, oil tank 2023, hot water heater 2019, and furnace in 2012. Home features an eat in kitchen and a formal dining room which is currently used as a home office. Lots of great outside entertaining space with newly reinforced front porch (2017) and back deck. City utilities of public water and public sewer complete the easy care of this home, now waiting for it's new owner. Will it be you?Multiple offers. Highest and best due on Sunday, 4/14 at 5pm
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 13.9X9.8 | Upper |
Bedroom 2 | Hardwood Floor | 13.1X10.7 | Upper |
Dining Room | Palladian Window(s) | 12.8X9.8 | Main |
Family Room | Dry Bar | 25.1X13.8 | Lower |
Full Bath | 8.9X5.11 | Upper | |
Half Bath | 4.1X3.4 | Main | |
Kitchen | Remodeled,Granite Counters,Dining Area,Pantry | 15.5X9.8 | Main |
Living Room | Hardwood Floor | 19.11X10.7 | Main |
Office | Hardwood Floor | 13.5X10.7 | Main |
Primary Bedroom | Hardwood Floor | 13.5X10.5 | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $211,920 | $211,920 | $211,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $296 | $296 | $296 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,446 | $1,408 | $1,817 |
Total Monthly Payment | $1,817 | $1,779 | $2,188 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.