Welcome to this beloved family home, now on the market for the first time in over 50 years. This charming 3-bedroom ranch exudes warmth and nostalgia, offering a haven of comfort. As you step through the front door, you're greeted by a large living room bathed in natural light, providing the perfect setting for gatherings and relaxation. The layout seamlessly flows into three cozy bedrooms and a well-appointed bathroom, providing comfort and convenience for everyday living. The dining room is spacious and perfect for a family dinner, and the kitchen offers abundant room to bring your culinary creations to life. The heart of the home is a spacious family room with an open layout and sliding door leading to the backyard and deck, offering an ideal space for indoor-outdoor living and endless enjoyment of sunny days and starry nights. Beyond its physical attributes, this home carries the essence of countless memorable moments shared among generations, making it a rare gem awaiting its next chapter of memories.
**Just had the property connected to the sewer and the assessment is all paid in full**
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Our Executive Mortgage Banker:
Our Insurance Division:
$389,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $365 | $365 | $365 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,123 | $2,068 | $2,624 |
Total Monthly Payment | $2,563 | $2,508 | $3,064 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.