Welcome to The Regency!! A charming lakefront condo community perfectly nestled in the desirable Shore Acres neighborhood of St. Pete!! This well-maintained second-floor unit with 2 bedrooms and 1 bathroom should be on your must-see list if a low-maintenance home in an ideal location is what you are looking for. The open floor plan is perfect for entertaining or simply relaxing and boasts a spacious living/dining room combination with sliders that bring in lots of light and lead to your private screened balcony showcasing beautiful views of the serene lake below. The kitchen has a pantry closet and opens to the dining room and down the hall both bedrooms offer double wall closets. Newer laminate flooring (2023) was installed throughout for ease of cleaning and maintenance. The full-sized bathroom has tile flooring and a tub/shower combo. This condo was recently painted, has two assigned parking spaces, a newer water heater (2023) and the a/c was replaced in 2016. The Regency is a pet-friendly (20lb, 1 dog or 2 cats) and investor-friendly community with assigned and guest parking, bike storage, elevator and stair access and a large sparkling pool. Enjoy walking or biking the local neighborhood, visit Shore Acres Park & Rec Center, the Mini Park and the local Islander Market. The location of this community is ideal offering easy access to Downtown St Pete, great shopping and dining, I-275, sandy Gulf Beaches and two International Airports. Schedule your private showing today and start enjoying our famous Florida lifestyle.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$220,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $176,000 | $176,000 | $176,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $34 | $34 | $34 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,201 | $1,170 | $1,484 |
Total Monthly Payment | $1,310 | $1,279 | $1,593 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.