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226 Ridgeway Rd, Saint Augustine, FL, 32080 | $1,425,000
Spacious Coastal Cottage in highly sought after Ocean Ridge, a boutique community of custom built homes set amongst beautiful oak canopied roads and just a few short blocks to the non-driving beach at the end of 11th St. in the heart of St. Augustine Beach. This open and vaulted 3BR, 2. 5BA plus Study has a Chefs Kitchen with large walk-in pantry, built in upgraded Bosch appliances, dbl ovens, 42" cabinets with crown and a large center island overlooking the living/dining/covered lanai. The primary bedroom overlooking the rear yard is extra spacious with trey ceilings and a separate sitting area/reading nook. The primary bath is ready for relaxation with its free standing soaking tub. The oversized outdoor living space has electronic screens to make your outdoor living optional for extra privacy or to directly open to the outdoors. Walk or bike to the great restaurants and shops along the Beach. The private neighborhood gate makes walking to the beach quick and enjoyable down a. . . quaint side street and the community pool and cabana house are there for your use. Low HOA fees, A rated schools and a friendly community make this the perfect find for your beach lifestyle.
Features
- Bedrooms: 3
- Baths: 2 full / 1 half
- Lot Size: 9583
- Year Built: 2019
- Approx Sq. Feet: 2,322
- Acreage: 0.22
- Lot Size: 9583
- Est. Taxes: $14,535
- HOA Fee: $2,000
- Elem. School: R.B. Hunt Elementary
- Middle School: Sebastian Middle
- High School: St. Augustine High
- MLS#: 240465
- Days on Market: 42 days
- Website: https://www.raveis.com
/eprop/240465/226ridgewayrd_saintaugustine_fl?source=qrflyer
Listing courtesy of Thompson Realty & Development, Inc.
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
226 Ridgeway Rd, Saint Augustine, FL, 32080
$1,425,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,140,000 | $1,140,000 | $1,140,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.875% | 6.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.851% | 6.989% | 6.936% |
| Monthly Tax Payment | $1,211 | $1,211 | $1,211 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,680 | $7,489 | $10,088 |
| Total Monthly Payment | $9,016 | $8,825 | $11,424 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388