One or more photo(s) has been virtually staged. Light, bright, and spacious 2 bedroom/2 bath second-floor condo in gated over-55 Patriot Square community. The current owner's parents lovingly maintained this attractive condominium for many years as snowbirds. The stylish wall colors are highlighted by lightly paneled wood laminate flooring throughout. This corner unit condo is one of the relatively few with its own private outside rear stairway to the courtyard and swimming pool area below. Your private balcony off the living room overlooks the pool area. Newer, energy-efficient Trane central AC was installed in 2018. Inside washer/dryer, and newer kitchen appliances. Patriot Square is a well-run, established, and attractively landscaped community with 2 pools, saunas, tennis, and shuffleboard courts. Roofs replaced about 2 years ago. Location, location! Just a 10 minute drive to St Pete's thriving downtown and a 10 minute drive to the beautiful Gulf beaches at Fort De Soto and St. Pete Beach, and less than a mile to Publix, Aldi, WaWa, banks, and CVS. A Sprouts natural food market is also planned for this rapidly developing Skyway Marina district of St. Petersburg. A covered bus stop is located just outside the main gate, and the community is very convenient to the urban and many cultural attractions of downtown St. Pete and Gulfport as well as the Gulf beaches and Fort DeSoto Park. The Citys wide, paved Skyway Trail in front of the community along 37th St. S. is perfect for a short walk or bike ride to the waterfront Tiki Bar and Grill as well as Starbucks both just a few blocks south. Patriot Square permits owners to rent to approved over-55 tenants immediately after purchase .
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $143,200 | $143,200 | $143,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.984% | 7.146% | 6.256% |
Monthly Tax Payment | $200 | $200 | $200 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $953 | $952 | $1,208 |
Total Monthly Payment | $1,228 | $1,227 | $1,483 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.