This is a great, well-built, house! And you get to choose the flooring you prefer. Located in St. Augustine Beach just 0. 4 miles from ocean. Walk to Beach, pier, restaurants, coffee shops, bars! Live as if you're on vacation, every day! Features large rooms, great layout with owners’ bedroom & guest rooms split by the lg, open living space. It has a foyer, a formal dining area, family room with fireplace, a living room, laundry room. The master BR features his & hers walk-in closets, lg bath with soaking tub & separate shower. Kitchen features a breakfast bar, stainless steel appliances, Corian/solid surface counter tops, many cabinets, lg pantry. The Laundry room has a lg closet too. The main living spaces have ceramic tile. The bedrooms are ready to have new flooring installed. Choose what you want & add the costs to the contract so no extra out-of-pocket-costs for ALL new flooring! Choose what you want and add the costs to the sales contract so the costs can be added to the new mortgage…no extra out-of-pocket-costs for ALL new flooring! House is concrete construction with a nice screened porch out back. Recent upgrades include: Roof in last 5 years, exterior paint, all new interior paint (Great neutral color with white ceilings & trim. ), all new LED light bulbs, many new fixtures and finishing touches. Add your new floors and its move-in ready! A 2-10 one-year Home Warranty (which covers the HVAC system system, New in 2014), appliances, and more, conveys to the Buyers at closing. ($750 value) Roof approx. 5 years old. Deep irrigation well on property, $8, 000 value. Note: No seller disclosures since home is being sold by out-of-town heirs to an estate.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,920 | $599,920 | $599,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6..375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.623% |
Monthly Tax Payment | $826 | $826 | $826 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,093 | $3,987 | $0 |
Total Monthly Payment | $5,011 | $4,905 | $918 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.