This adorable 3-bedroom home sits on a large lot and is nestled on a cul-de-sac. The sun-filled living room is spacious with plenty of windows and hardwood flooring. The kitchen has lots of cabinetry and counterspace and is open to the dining room. A main level primary bedroom with hardwood flooring and full bath complete the main floor plan. The second floor has two bedrooms, both a good-size. The lower level has a finished room that can be used as a study or den. This home is convenient to Lyman Hall School as well as shopping, restaurants, and all that Wallingford has to offer. An easy commute to New Haven hospitals, train station, colleges and schools as well as Tweed NH Airport. The back corner of the property is in a flood zone. The owner has never been required to have flood insurance. Sold As Is. The seller would like to close after 6/25/2024. Professional photos will be uploaded next week. More professional photos will be uploaded next week. The back corner of the property in a flood zone. The Seller isn't required to have flood insurance.
Type | Description | Level |
---|---|---|
Bedroom 1 | Upper | |
Bedroom 2 | Hardwood Floor | Upper |
Den | Lower | |
Dining Room | Hardwood Floor | Main |
Kitchen | Main | |
Living Room | Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,200 | $247,200 | $247,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $350 | $350 | $350 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,686 | $1,643 | $2,086 |
Total Monthly Payment | $2,111 | $2,068 | $2,511 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.