Welcome to 773 Cooke Street, a meticulously maintained, unique residence nestled in the heart of Waterbury. Boasting three bedrooms and one bathroom, this charming home offers a blend of historical beauty and functionality, ideal for modern living. As you step inside, you're greeted by an abundance of natural light that illuminates the classic Victorian Staircase. The recent upgrades enhance the home's value and aesthetic appeal, including a new roof installed in 2022, accompanied by fresh gutters to ensure lasting protection against the elements. The hot water heater, replaced in early 2023, not only ensures reliable performance but also contributes to energy efficiency, providing peace of mind for years to come. Step into the bathroom, and you'll discover a new tub surround installed in June 2023. New for 2024, the kitchen floors and cabinetry has been enhanced. Outside, the property is adorned with mature trees and shrubbery, offering both shade and privacy. The spacious yard provides room for various activities, whether it's gardening, recreation, or simply unwinding amidst nature. Additionally, a staircase/deck in the rear of the house is newly installed (2024) AND BRAND NEW DRIVEWAY, further enhancing accessibility and convenience for residents. With its recent updates and well-thought-out layout, 773 Cooke Street presents an excellent opportunity for home ownership in Waterbury. It's more than just a house; it's a canvas for creating cherished memories. Walking distance to FultonPark 1. 8 Miles to Train Station to NYC Home has unique 1920s charm, including 9 ft ceilings. lower level laundry room BONUS Room(s) See pics **please park on street as driveway is BRAND NEW and the blacktop needs time to cure.
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Formal Dining Room | Main |
Kitchen | Main |
Living Room | Main |
Primary Bath | Upper |
Primary Bedroom | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $589 | $589 | $589 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,446 | $1,409 | $1,789 |
Total Monthly Payment | $2,110 | $2,073 | $2,453 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.