JUST REDUCED! Tucked back behind the gates, you will find this lovingly maintained, one owner home, located in KEY VISTA, a beautiful, guarded community! Enter the leaded glass door to the most beautiful open plan. Completely remodeled from top to bottom! Enter the foyer to an expansive kitchen with exquisite Cambria quartz countertops and white, shaker cabinetry and deep drawers, finished off with a beautiful subway tiled backsplash. Enjoy newer SS GE Profile appliances, built-in soap dispenser, push button garbage disposal, breakfast bar, as well as TWO generous pantries providing you plenty of storage! Just off the kitchen is a matching coffee or wine bar. Fabulous built-ins make for expansive cooking and entertaining space. Kitchen opens up to a massive living area that is completed by a custom built-in entertainment center. Tons of room for the TV, books, collectibles, decor, and all the storage one might need in a living space. Primary suite is separated from the other two bedrooms and features an en suite bathroom and large walk-in closet. Perfectly positioned medicine cabinet, double sinks, decorative mirrors, giant walk-in shower with two shower heads, all complete the owner's suite! Cabinetry and countertops match throughout the home. Bedrooms two and three both feature closet organizers and decorative shelving units, and are separated by another beautifully, renovated bathroom that includes a tub/shower combination. Adjacent to the family room is another sitting room perfect for a home office or another living space. Exit the hurricane, enforced door to a gorgeous, pavered patio which is surrounded by lovely landscaping and mostly fenced in yard. Relax in the sunshine or access the electric, retractable awning (2019) that will provide lots of shade on a sunny day. This picture-perfect home features vaulted ceilings, wood tile flooring throughout with 4 1/2 in. baseboards, all newer smoke detectors, and DOUBLE PANED, HURRICANE, IMPACT WINDOWS (2018) with window treatments. Other upgrades and additions include GENERATOR with 50 amp POWER CORD (2020), HVAC with SMART THERMOSTAT (2022), NEWER ROOF (2021), French drain, and so many other details that haven't gone overlooked. Key Vista is a gated community whose HOA dues include cable and internet, as well as use of the heated community pool/spa/clubhouse, fitness center, tennis, volleyball, and pickleball courts, playground, and plenty of sidewalks to walk and enjoy the Florida lifestyle. Located just north of Tarpon Springs, and just minutes away from the bike trail, Anclote Park and fishing pier with boat ramp, as well as the world famous Tarpon Springs Sponge Docks. Lots of eateries, shopping, medical facilities, parks, and golf are a short distance as well. **NO CDD fees and NO FLOOD Insurance required. TAKE ADVANTAGE OF LOW INSURANCE RATES DUE TO ALL THE ENERGY EFFICIENT AND NEW RENOVATIONS. ** Come see this perfectly maintained home today!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $416,000 | $416,000 | $416,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $178 | $178 | $178 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,838 | $2,765 | $3,567 |
Total Monthly Payment | $3,108 | $3,035 | $3,837 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.