Take advantage of this fantastic somewhat rustic pine paneled home packed with character and charm within a tight neighborhood, close to downtown but still private. A unique feature of this exceptional home is its extremely low cost geothermal heating and cooling system, no propane or oil bills. Everything is electric and its total electric bill for February 2024 was $91. That is 100% of the cost to heat the house during the month. Another benefit is its private sewer and water so no extra bills. Enter from either the roomy three car garage or the front door, and be greeted by a spacious mudroom and walk to the 4 season porch, overlooking the backyard, or to the wide kitchen leading to the enhanced open concept living room and dining space. Cathedral ceiling, skylights, bright windows, bay window, and hardwood floors give a touch of elegance. 2 bedrooms each with its own bathroom and a laundry space on the first floor adds to the daily routine convenience and builds to the functionality of the layout. Upstairs find another bedroom and a loft with natural light where you can unwind and relax. Step outside onto the deck off the dining area perfect for hosting gatherings or lounging and enjoy the level landscaped yard. This lovely home is conveniently located close to all amenities and Vail Mt Sunapee and to Lake Sunapee. This property can close quickly. Schedule a showing or join us at the open house Monday May 27.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $392,000 | $392,000 | $392,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6..375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.623% |
Monthly Tax Payment | $872 | $872 | $872 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,674 | $2,605 | $0 |
Total Monthly Payment | $3,621 | $3,552 | $947 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.