OUTSIDE LOT at end of dead-end street! Spacious, well cared for home in desirable Cocheco River Estates, an active 55+ community. So much living space with two living rooms (one with built in entertainment center), dining room, large deck, and eat-in kitchen. Large primary bedroom with 2 large closets & an en-suite w/dual vanities and step-in shower. Two additional bedrooms, with walk-in closets, and a second bath located on the opposite side of the home Walk to community Clubhouse (exercise room, billiard room, banquet hall, and heated, in-ground pool). Excellent location with quick access to Route 11, public transportation, and shopping at The Ridge. Short drive to Portsmouth, Lakes and Mountains. Park approval is required. 2-person maximum occupancy. One pet allowed with park approval, dog or cat under #25. $545 monthly fee. Showings by appointment.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,200 | $159,200 | $159,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $180 | $180 | $180 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,086 | $1,058 | $1,343 |
Total Monthly Payment | $1,341 | $1,313 | $1,598 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.