Presented byPat Biernat |
Stunning, one of a kind, second floor, corner unit on the no-drive part of New Smyrna Beach! Just outside the elevator, you’ll find one of only a few units in the whole complex with an extended, oversized kitchen, as well as a huge wrap-around balcony overlooking the gorgeous ocean and pristine pool. First time on the market for this impeccably kept, original family owned, condo. It truly is beach living at its finest, both inside and out! This beautiful condo is fully updated with high end finishes throughout. You’ll find Luxury Vinyl Plank flooring, solid wood cabinetry in both of the bathrooms and the kitchen, granite countertops, newer stackable washer and dryer, Plantation shutters, hurricane rated impact sliding glass doors, and so much more. The Schooner Point complex is one of the best kept secrets in all of New Smyrna. It has a quaint feel, with five buildings (the tallest are only three stories each), lush landscaping and St. Augustine grass, offering an inviting, relaxing escape to your new “Happy Place!” All of the buildings and common areas painted (2020), new boardwalk to the beach (2022), new hurricane rated shingle roofing on all buildings (2023), new seawall is nearing completion (2024). Move in, and you’ll be ready to enjoy your incredible beachfront lifestyle!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$899,000
Broker Associate
William Raveis Real Estate
Phone: 239.269.6264
Pat.Biernat@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.875% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.903% | 7.014% | 7.041% |
Monthly Tax Payment | $637 | $637 | $637 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,906 | $4,725 | $6,414 |
Total Monthly Payment | $5,635 | $5,454 | $7,143 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.