362 Lazio CIRCLE, Debary, FL, 32713 | $448,900

Under contract-accepting backup offers. Step into this immaculate 5-bedroom, 3-bathroom smart home in Debary's gated Rivera Bella. Located just minutes from I-4, this Hayden model residence has been meticulously maintained and thoughtfully upgraded. From the inviting screened front porch to the elegant hardwood flooring & stairs/railings as well as refined wall accents, every detail exudes warmth and charm. The heart of the home, a chef's dream kitchen, boasts a sprawling granite island, top-of-the-line stainless steel appliances, a stylish tile backsplash, and ample 42-inch cabinets. A gas range and walk-in pantry cater to culinary enthusiasts, while the adjacent 40x16 patio beckons for al fresco dining and family gatherings in the privacy of the fenced yard. Efficiency meets luxury with natural gas utilities and a tank-less hot water heater, ensuring endless hot showers after a long day. Storage abounds with closets galore, while the main floor flex space offers versatility as a home office, media room, or guest quarters. Upstairs, a palatial primary suite awaits, complete with a generous walk-in closet and spa-like en-suite bath. Three additional bedrooms, a shared bath, and a versatile loft provide ample space for family and guests alike. A convenient upstairs laundry room adds to the home's functionality. Outdoors, the fenced backyard invites leisure and play, with room for grilling and games. Smart home features, including Envera integrated technology, offer modern convenience at your fingertips. Additional features of the home include brick pavered driveway, gutters, energy efficient double pane glass windows & sturdy concrete block on both levels, this home offers durability rarely found in two-story residences. Enjoy the amenities of a gated community, including a resort-style pool, gym, playgrounds, recreation and movie rooms, basketball court, water park, and private boat ramp to the St. Johns River. With easy access to I-4, & the 429 & 417 beltways & the Debary Sunrail station, dining, shopping, and attractions in Orlando and Daytona Beach, this home truly offers the best of Florida living +Only 35 minutes to the beach! Welcome home.

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Playground, Pool
  • Rooms: 10
  • Bedrooms: 5
  • Baths: 3 full
  • Lot Size: 50 x 115
  • Laundry: Inside, Laundry Room
  • Style: Contemporary, Patio
  • Year Built: 2021
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 2,696
  • Acreage: 0.13
  • Lot Size: 50 x 115
  • Est. Taxes: $5,799
  • HOA Fee: $410 Quarterly
  • View: Water
  • Elem. School: Debary Elem
  • Middle School: River Springs Middle School
  • High School: University High School-VOL
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater
  • MLS#: O6189666
  • Days on Market: 30 days
  • Website: https://www.raveis.com
    /prop/O6189666/362laziocircle_debary_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/16/2024 7:47:08 AM)
Listing courtesy of RE/MAX TOWN & COUNTRY REALTY   Phone: 407-695-2066

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

362 Lazio CIRCLE, Debary, FL, 32713

$448,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,120 $359,120 $359,120
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.133% 6.256%
Monthly Tax Payment $483 $483 $483
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,450 $2,387 $3,029
Total Monthly Payment $3,008 $2,945 $3,587

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.