Under contract-accepting backup offers. Step into this immaculate 5-bedroom, 3-bathroom smart home in Debary's gated Rivera Bella. Located just minutes from I-4, this Hayden model residence has been meticulously maintained and thoughtfully upgraded. From the inviting screened front porch to the elegant hardwood flooring & stairs/railings as well as refined wall accents, every detail exudes warmth and charm. The heart of the home, a chef's dream kitchen, boasts a sprawling granite island, top-of-the-line stainless steel appliances, a stylish tile backsplash, and ample 42-inch cabinets. A gas range and walk-in pantry cater to culinary enthusiasts, while the adjacent 40x16 patio beckons for al fresco dining and family gatherings in the privacy of the fenced yard. Efficiency meets luxury with natural gas utilities and a tank-less hot water heater, ensuring endless hot showers after a long day. Storage abounds with closets galore, while the main floor flex space offers versatility as a home office, media room, or guest quarters. Upstairs, a palatial primary suite awaits, complete with a generous walk-in closet and spa-like en-suite bath. Three additional bedrooms, a shared bath, and a versatile loft provide ample space for family and guests alike. A convenient upstairs laundry room adds to the home's functionality. Outdoors, the fenced backyard invites leisure and play, with room for grilling and games. Smart home features, including Envera integrated technology, offer modern convenience at your fingertips. Additional features of the home include brick pavered driveway, gutters, energy efficient double pane glass windows & sturdy concrete block on both levels, this home offers durability rarely found in two-story residences. Enjoy the amenities of a gated community, including a resort-style pool, gym, playgrounds, recreation and movie rooms, basketball court, water park, and private boat ramp to the St. Johns River. With easy access to I-4, & the 429 & 417 beltways & the Debary Sunrail station, dining, shopping, and attractions in Orlando and Daytona Beach, this home truly offers the best of Florida living +Only 35 minutes to the beach! Welcome home.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,120 | $359,120 | $359,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $483 | $483 | $483 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,450 | $2,387 | $3,029 |
Total Monthly Payment | $3,008 | $2,945 | $3,587 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.