ANOTHER THIRTY THOUSAND DOLLAR PRICE REDUCTION ! Ten Minutes from Anna Maria Island Beach, Totally Updated, Spacious (1800SF) Villa (NOT condo, no one above or below) with Two Car Garage & Private Courtyard with Large Deck Overlooking Perico Preserve. This Perfect Vacation Villa Home is Elegant, Updated with Taupe & Light Gray Color Palate, offers Open Concept Living, Dining & Lounging Areas, Two Bedrooms with EnSuite Baths (both recently installed handsome showers), Walk-In Closets, Wainscoted Vaulted Ceilings with Crown Molding. This Lovely End Unit Villa Home features a Large Palladian Window & Plantation Shutters on most windows.
The Updated Kitchen has been Remodeled with White Solid Wood Cabinetry, Gray & White & Silver Flecks Quartz Counters, Brushed Stainless Steel Appliances plus Beige Tiled Floors. Serene Views & Absolute Privacy Abound in this home with an Oversize Back Deck Overlooking a Wooded, Sanctuary Preserve. This Spacious Deck is Caged 25 Feet High & Totally Screened in as well as Underneath the Floor Boards so No Bugs! Additional Features to this Unique Villa Home include a Spanish Mediterranean Style Blue & Orange Tiled Private Entry Courtyard, Highly Desirable Two Car Garage & a Recently Painted Exterior. Perico Bay Club has a fabulous location: 10 minutes west to Anna Maria Island Beaches and 10 minutes east to the Mainland for shopping plus nearby Robinson, Perico & Neal Preserves. Amenities within Perico include a Junior Olympic size pool next to the large Clubhouse which has a library, kitchen, meeting rooms & fitness room. Next to the Clubhouse are tennis/pickleball courts, kayak storage & launch. Perico's manicured grounds (300 acres) include 13 lakes & kayak access to the Intracoastal Waterway & Palma Sola Bay. Perico is home to an incredible variety of birds & marine life such as white pelicans, roseate spoonbills, herons & egrets, hawks & eagles. This Villa is located in the Home Owners Association called Spoonbill Courtyard Home. There are 42 Villas in this HOA & it has its own heated in the winter & chilled in the summer pool & always heated spa. This HOA neighborhood is the newest section of Perico Bay Club with homes on both streets, Sanderling & Woodstork, built in 1992 by Neal Homes.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $408,000 | $408,000 | $408,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $359 | $359 | $359 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,783 | $2,712 | $3,498 |
Total Monthly Payment | $3,234 | $3,163 | $3,949 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.