PUNTA GORDA - SAN SOUCI – WONDERFUL UPDATED COTTAGE IN A PEACEFUL PARK-LIKE SETTING WITH IMMEDIATE WATER ACCESS FROM THE OFFSITE BOAT RAMP AND NO HOA. HEAD TO THE PEACE RIVER AND CHARLOTTE HARBOR VIA THE BEAUTIFUL AND PEACEFUL SHELL CREEK! SHELL CREEK IS WONDERFUL FOR BOATING, FISHING & KAYAKING! THIS ONE BEDROOM, ONE BATH HOME IS ON A CORNER LOT AND HAS BEEN TOTALLY RENOVATED INSIDE AND OUT MAKING IT LIKE A BRAND NEW HOME! THE KITCHEN AND LIVING AREAS HAVE BEEN THOUGHTFLLY AND TASTEFULLY UPDATED AND INCLUDE STAINLESS STEEL APPLIANCES, BUTCHER BLOCK COUNTER TOPS BREAKFAST BAR AND NEW WOOD FLOORS. THERE IS A STACKED WASHER AND DRYER OFF THE BEDROOM. THE BATH HAS A TUB AND SHOWER COMBINATION AND A SINGLE VANITY WITH A BUTCHER BLOCK STYLE COUNTER TOO. THE HOME HAS TWO GREAT PATIOS. ONE IN THE FRONT OF THE HOUSE WITH SCREENS TO PROTECT FROM INSECTS BUT STILL ALLOWING IN THE WARM FLORIDA BREEZES. THE SECOND PATIO OR ENCLOSED PORCH IS IN THE BACK OF THE HOME GIVING YOU ADDITIONAL COVERED AND ENCLOSED SPACE TO USE AS A SECOND BEDROOM, A DEN OR WHATEVER SUITS YOU. BOTH SPACES ARE A GREAT PLACE FOR MEALS, ENTERTAINING, AND WAVING TO NEIGHBORS IN THIS FRIENDLY NEIGHBORHOOD. THERE IS A DETACHED GARAGE BUILT IN 2020 FOR ALL YOUR STORAGE NEEDS AND IS COMPLETE INSIDE AND OUT WITH A METAL ROOF, 100AMP SERVICE, AC UNIT AND A LEAN-TO FOR ADDITIONAL STORAGE AS WELL. THE HOME ALSO HAS A NEW METAL ROOF, NEW ELECTRICAL WIRING, WATER AND WASTE LINES, NEW WINDOWS WITH HURRICANE PROTECTION FOR ALL WINDOWS. THE COMMUNITY BOAT DOCK IS JUST AT THE END OF THE STREET TOWARD SHELL CREEK AND ALLOWS YOU TO PUT YOUR BOAT OR KAYAK IN ANYTIME. LOTS OF WILDLIFE TO ENTERTAIN YOU TOO! COME AND EXPERIENCE THIS SERENE COTTAGE TODAY!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$259,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,200 | $207,200 | $207,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $173 | $173 | $173 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,413 | $1,377 | $1,747 |
Total Monthly Payment | $1,661 | $1,625 | $1,995 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.