Under contract-accepting backup offers. Come and bring all your toys to this pristine Lake Padgette Estates, 3 Bedroom, 2. 5 Bathroom, + BONUS ROOM, 2 Garage, Pool home. The spacious open concept floor plan is perfect for entertaining and everyday living alike! You'll notice solid surface flooring throughout this split bedroom layout home. The primary is complete with en suite bathroom boasting double sinks, water closet, separate shower stall and a walk- in closet. There's a living room at the front of the home near the home office, with the kitchen open to the family room and dining space. The galley style kitchen is updated with a modern farmhouse style and a large breakfast bar. You'll find a massive bonus/ flex space which flows seamlessly onto your outside oasis. The screened patio is simply paradise with a heated pool, hot & cold outdoor shower and tropical landscaping. Other updates include but not limited to: NEW ROOF, NEW SCREENS IN THE ENCLOSURE, NEW POOL PUMP, NEW 50 GALLON HOT WATER HEATER ALL IN 2020. IN 2021 NEW POOL HEAT PUMP INSTALLED 6 PANEL DOORS INSTALLED THROUGHT THE HOME. 2018 ALL WINDOWS REPLACED. OTHER EXTRAS: 30 amp RV electrical outlets in the backyard and next to the garage- 2 sets of double gates in your beautifully fully PVC Vynle fenced yard for ease of access in pulling your Boats/RV’s/ Jet Ski’s/ ATV’s & more in and out of the backyard. Lake Padgett Estates Community is a unique neighborhood that offers an optional civic association membership and no CDD. This equestrian community offers a horse stable, multiple parks and playgrounds, tennis & pickle ball courts, plus with membership you can launch your boat or jet ski from one of the many private community launch ramps. Golf cart friendly, you'll be able to join in on the holiday golf cart parades or simply watch the festivities from your own front lawn. Ask around and you'll find that there truly is no other place like Lake Padgett Estates!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $275 | $275 | $275 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,723 | $2,653 | $3,423 |
Total Monthly Payment | $3,073 | $3,003 | $3,773 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.