Lakefront home on a true quarter acre lot with 70 feet of frontage. Lake Memory is a boatable lake that can be accessed through the community boat ramp, or just pull up to your back yard! Catching fish and amazing sunsets can now be part of your daily routine. This stress-free home offers peace of mind. Not just with the tranquility of the sounds of water, but the peace in knowing that the following upgrades have been made: New Roof, New Flooring, New Interior Paint & New Stove in 2023; A/C system with UV lighting & air scrubber (preventing mold in vents - a great system for people with allergies) installed in 2022. A Rain Soft water softening system was also installed in 2022 and is fully paid off. The garage floor was painted in 2022, and the exterior of the home was painted in 2021. This is not your typical cookie-cutter home. This Signature Beaumont model is unique to the neighborhood and set up perfectly for a growing family. A 2nd master bedroom or in-law suite can easily be achieved with an install of a door on one the guest rooms that features a full bathroom directly next to it. A large, open floor plan allows for plenty of space for entertaining while providing separate living areas for separation. A true split floor plan with the large primary bedroom on the opposite site of the guest rooms. The primary bathroom includes dual sinks, a walk-in closet, and a separate shower & bathtub. The tub has barely been used and features jets for that added relaxation that we all need; bringing the spa to you every night! The remaining two guest rooms share a full bath, with one that looks over the front view; a great space for an office if you work from home! An amazing kitchen with plenty of cabinet & counter space also offers a lake view. Located on a premium lot in Waterside Pointe, this one owner home is ready for new owners! Waterside Pointe is a gated waterfront community along the Clermont Chain of Lakes just minutes from Downtown Clermont, main roads, restaurants, breweries, shopping, banks, and schools. Amenities include a community pool with waterslide, a clubhouse that you can rent for special occasions, an outdoor pool table, community fitness center, yoga room, tennis/pickleball court, basketball court, soccer, 2 playgrounds, boat dock to the Clermont Chain of Lakes, and boat ramp to the community's private lake. This is an amazing, life-style changing community that hosts neighborhood events, including food trucks, egg hunts, fireworks, and more. Close enough to Orlando attractions while being far enough to avoid the traffic. Let this be your next home to enjoy as long as the current owners have enjoyed it.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $328 | $328 | $328 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,002 | $2,924 | $3,773 |
Total Monthly Payment | $3,422 | $3,344 | $4,193 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.