MODERN COASTAL HOME OFFERS MORE! This meticulously maintained home is priced accurately based on a comprehensive market analysis, ensuring you receive true value for your investment. With more living space at 2, 892 square feet, 4 bedrooms/4 bathrooms, $25K in high-quality upgrades, lakeside location, and impeccable maintenance, this home is distinguished as a superior property within the area. The Seller is moving onto a new venture and has decided to price the unit for a quick sale! AND, ***5. 625% assumable VA loan is available***
The moment you step inside, you're drawn toward the spacious open floor plan balanced with lots of natural light and panoramic views of the lake. Unlike other homes in the community, the kitchen boasts a gas cooktop - a favorite among culinary enthusiasts - sprawling island, ample granite countertops, and spacious walk-in pantry. Retreat to the screened porch and enjoy your morning coffee or refreshing beverage as the sun sets while absorbing the tranquil beauty of the lake. Discover the versatility of additional living spaces offering flexibility for work, relaxation, or entertainment. A convenient ground-floor bedroom and a full bathroom is perfect for guests or as a home office. Upstairs, there's more - a bonus room, two ensuite bedrooms, an additional bedroom and a full bath, and laundry room. The primary bedroom is a true retreat with a tray ceiling, providing an elegant touch to your personal sanctuary. Pamper yourself in the primary bathroom, featuring a $25K tile and hardware upgrade to the walk-in shower and soaker tub, creating your personal spa-like atmosphere to relax and rejuvenate. Drift off to sleep and wake each morning to the gentle splashes of the fountain in the lake. Every detail in this home has been carefully curated to enhance your daily living experience including smart home devices and ample storage. Located in a family-friendly community with excellent proximity to local shops, dining, and pristine beaches, this home invites you to embrace a lifestyle of convenience, comfort, and luxury. Discover why this property stands out from the rest! Schedule your private tour today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $491,920 | $491,920 | $491,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $577 | $577 | $577 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,356 | $3,269 | $4,148 |
Total Monthly Payment | $4,025 | $3,938 | $4,817 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.