This Colonial in desirable Londonderry has been freshly painted, new carpet installed and lovingly maintained for the last 30 years. You'll smile at the crocuses that greet you at the front porch. You'll appreciate the breezeway with entry closet between the house and 2 car attached garage. From here, walk into the bright fireplaced family room that has sliders to the huge deck with built in seating. Currently a gas firepit is set up on the deck, showing what a great space this is. The family room is open to the beautiful kitchen with an ample size breakfast bar, a coffee nook, a double oven, newer appliances and abundant cabinets, a challenge to fill! From here walk into the formal dining room with hardwood floors. The dining room leads to the screened in porch and is open to the living room. The living room is large enough to divide into family space and office space. Upstairs, you'll see 4 bedrooms, 2 bathrooms and a pull down attic. The master bedroom is a bright, inviting room with a walk in closet and its own bath. The other 3 bedrooms are bright as well. The lower level family room is amazing. Immediately, you can see how many games of monopoly and pool have been played here. The woodstove in this room stays, and there is a wall heater as well. The basement walks out to the backyard. The 2 car garage is oversized. This home has forced hot water by oil heat, a woodstove, and radiant electric heat in the ceiling the Seller rarely used. There is a gen tran
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,920 | $471,920 | $471,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $642 | $642 | $642 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,219 | $3,137 | $3,980 |
Total Monthly Payment | $3,953 | $3,871 | $4,714 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.