Welcome home to this picture perfect 3 bedroom North Commack Ranch. The setting of this lovely & impeccably maintained home could not be more inviting. Nestled on a fully fenced level property complete with a spacious patio; it's an entertainer's paradise and a private retreat. Sunlight dances through every corner of the main floor, highlighting the pristine hardwood floors that span the living area and all three bedrooms. The designer kitchen, equipped with stainless steel appliances, warm & neutral tones, is the heart of this home. With central air, an in-ground sprinkler system, and a wireless alarm system, comfort and security are guaranteed. Escape to the fully finished basement, boasting an updated full bath, ideal for hosting family and friends. Storage is abundant and includes a laundry room, closets and more. One car garage with a workbench checks the last box on your wishlist. Whether you're starting a family in a top-tier school district or seeking single-level living, this home offers the perfect setting. Simply pack your bags, move in tomorrow, and make memories that last a lifetime!
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Our Executive Mortgage Banker:
Our Insurance Division:
$629,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $503,200 | $503,200 | $503,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $925 | $925 | $925 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,433 | $3,344 | $4,244 |
Total Monthly Payment | $4,450 | $4,361 | $5,261 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.