Escape each day to your own private oasis in the heart of Central Florida. This home is for those who want something so much more than a cookie-cutter community. . . it offers privacy, trees, and generous space, ready to become your very own sanctuary. You'll want to see this beautiful ranch style, 1 story, 3 bedroom/2. 5 bathroom UNIQUE POOL home with a large lot and fully fenced backyard in the lakefront Lake Shore Gardens community in Ocoee, with a very low HOA. The private boat ramp in this desirable community accentuates Florida lifestyle. This very well-maintained home has a NEWER ROOF (Sept 2020), NEWER CENTRAL A/C (Dec 2022), NEWER POOL HEATER (2021), and many more updates. This home's wide lot (. 31 acres) has attractive curb appeal with mature landscaping and a spacious pavered driveway. As you enter, you're greeted with an inviting foyer and traditional floor plan. The living room is a perfect space for movie nights or the Big Game. The large kitchen has a considerable amount of beautiful wood cabinetry and unique wall tiles that hint at old Italy, along with lots of counter space. The kitchen is open to the Dining room, an enjoyable space to entertain family and friends. The comfortable Primary bedroom is complete with a walk-in closet. The Primary bathroom has a newer contemporary vanity and step-in shower. Bedrooms 2 and 3 share a beautiful updated main bathroom with newly reglazed (March 2024) tub/shower combo. The charming Family Room/Flex area, with amazing space and a fireplace, is a wonderful addition to the home to enjoy in many ways, and leads right out to the uniquely landscaped pool area. The additional flex area from the dining room can easily be converted to an office, workshop, art gallery, gaming area, or simply used for storage. The covered back lanai opens to the Pristine Pool with beautiful landscaping around it, including two large frangipani trees and grape vines. The fully fenced backyard is perfect for a BBQ with friends or for allowing dogs to safely have their fun. The community is minutes from charming Downtown Historic Winter Garden, Walt Disney World, Universal, restaurants, many grocery stores, and all the best that Central Florida has to offer. It's also equidistant to the Atlantic or Gulf Coast beaches. This property is perfect as a primary/vacation home, or add it to your investment portfolio. Don't delay! Take a moment to schedule a viewing of this beautiful home today.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $365,600 | $365,600 | $365,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $334 | $334 | $334 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,494 | $2,430 | $3,083 |
Total Monthly Payment | $2,903 | $2,839 | $3,492 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.