Presented byChristina Izzo |
CENTER HARBOR, NH: Situated along the Gateway to Conway & the White Mountains, Opportunity knocks! Located one block back from the public beach & town docks on Lake Winnipesaukee, in the Village of Center Harbor behind Senters Market this building is currently used as a professional office building. It could also be used as a 5 bedroom house. Offering oak flooring, a spacious fireplaced living room, oak eat-in kitchen & dining room, 1/2 bath & with laundry. There's also a first floor en suite and private screened porch. Upstairs you'll find 4 bedrooms & a full bath. There is a full basement providing excellent storage space. Main building has sprinkler system as required for commercial buildings. The bonus is the Cottage out back, a permitted Accessory Dwelling Unit built in 2013. The cottage is cute as a button with a fully applianced eat-in kitchen, living room, full bath and spacious bedroom with built-ins with a full basement. Sit on the front lawn and look at the lake. Use as your primary residence or office building and rent the cottage or use both as rental income property. Square footage includes main building (2784) and cottage (700). Listing includes the real estate only. Not the business that currently occupies the space. Showings Start on April 11, 2024 by appointment only.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,099,000
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 914.401.9111
christina.izzo@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $879,200 | $879,200 | $879,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.377% | 6.851% | 6.664% |
Monthly Tax Payment | $425 | $425 | $425 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,271 | $5,702 | $7,659 |
Total Monthly Payment | $5,821 | $6,252 | $8,209 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.