BEAUTIFUL CUSTOM 4 BED/2 BATH HOME in coveted Howey In The Hills! BRIGHT, SPACIOUS & OPEN: Kitchen, Dining, and Family Rooms with outdoor covered Lanai – the perfect setting for everyday comfort, convenience, and special gatherings. FLOORPLAN (Front to Back): Right of Entry – Garage, Bedroom, Laundry Room, and Master/Ensuite; Center Back - Family Room. Left of Entry – 2 Bedrooms, Bathroom, Hall Closet, Kitchen, Dining, Outdoor Lanai. SPECIAL FEATURES: Rheem Whole House Water Softener, Large Entryway, High Ceilings, Upgraded Wood-Grain Vinyl Flooring (main areas), and Lucious Carpeting (Bedrooms). SPACES: Great Kitchen design with tons of Cabinetry and a Large Island/Bar all with QuartzCountertops, Stainless Steel Appliances, 'Instahot' Tankless Water Heater for Island Sink, and a Pantry Closet; The Kitchen opens into a Dining area that seats 4 to 6, with a Sliding Door opening up to an outdoor covered Lanai, and a large fully fenced Back Yard - ideal for BBQ's and summer fun! The Dining also opens up to the central Living Room – all together, these combined spaces are truly the ‘heart of the home’, providing warmth and connectivity. The Primary Bedroom and Ensuite Bathroom are tucked away in the back of the home, offering complete privacy. A massive Walk-in Closet, Dual Sinks with elongated Vanity / Cabinets, and an Oversized Shower will feel like your personal pampered palace! Two spacious Bedrooms with tons of natural light share a Full-size bathroom in between both rooms, with easy access to a 4th Bedroom/Office or Den as well. ADDITIONAL PERKS: Inside Laundry Room; Plus, a 2-Car Garage. COMMUNITY: Howey-in-the-Hills is a Chain-of-Lakes community located between Clermont and Mount Dora. Nearby you can enjoy the nature preserve, park, playground, and fishing pier and launch your boat at the Little Lake Harris boat ramp. Just minutes from the Turnpike, easily commute to Orlando, Airport, Disney World & Universal - all within 40 minutes. Call today to schedule your private tour!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $491 | $491 | $491 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,126 | $2,700 |
Total Monthly Payment | $2,748 | $2,692 | $3,266 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.