4 Central Avenue, North Providence, RI, 02911 | $565,000

Welcome to this beautiful Fruit Hill Colonial Revival style Cape Cod home with well-preserved period details such as the emphasized center entryway with Federal fanlight, original functioning wood shutters, shed roof dormer, and ball finials! Entering through the front you are ushered into a spacious center entry with chandelier and a half bath. To the right is the generously sized dining room with unique built in. Beyond that is the updated kitchen, and hall with pantry and coat closets. To the left is the sun-filled living room with double built in's, a fireplace, and access to the 4-season sunporch. Upstairs you'll find a primary bedroom suite with updated bath, two additional bedrooms and a well-preserved period full bath. Downstairs you'll find a family room, laundry room with kitchenette, and utility and storage space. Hang out on the oversized deck while watching the kids and fur-babies run and play in the oversized fenced in back yard. The detached garage has parking for two and room for toys. Walk the kids to the new McGuire Elementary School. Centrally located, you are minutes to routes 295 and 95, RIC, PC, shopping and more. 20 minutes from TF Green airport. ***SUBJECT TO SELLER FINDING SUITABLE HOUSING*** Proof of funds and pre-approval required. ***

Features

  • Amenities: Golf,Near Hospital,Near Schools,Public Transportation,Restaurant,Shopping,Sidewalks
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 2 half
  • Style: Cape Cod
  • Year Built: 1930
  • Garage: 2-car Detached,Garage
  • Heating: Baseboard,Gas
  • Cooling: None
  • Basement: Full,Interior Entry,Partially Finished
  • Approx Sq. Feet: 2,897
  • Acreage: 0.34
  • Est. Taxes: $5,572
  • Lot Desc: Corner Lot
  • Appliances: Dryer,Dishwasher,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Washer
  • MLS#: 1354610
  • Website: https://www.raveis.com
    /mls/1354610/4centralavenue_northprovidence_ri?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The Jodie Jordan GroupSales Associates

401.371.3270

JodieJordanGroup@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Allen GellermanInsurance Sales Director, William Raveis Insurance

617.686.2668

Allen.Gellerman@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4 Central Avenue, North Providence, RI, 02911

$565,000

The Jodie Jordan Group

Sales Associates

William Raveis Real Estate

Phone: 401.371.3270

JodieJordanGroup@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $452,000 $452,000 $452,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.133% 6.256%
Monthly Tax Payment $464 $464 $464
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,083 $3,004 $3,812
Total Monthly Payment $3,639 $3,560 $4,368

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.